Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

Since Michigan overhauled its no-fault system several years ago, buying auto insurance is more complicated and requires new decisions on coverage options. So getting the cheapest price quote now takes ...

Personal Injury Protection insurance (PIP) is one of the least understood types of insurance. Many policyholders don't know that much about this coverage. This insurance will cover bodily injury after ...

What exactly does car insurance cover? This is one of the most common questions we get, but the answer is surprisingly complex. It depends on the state where you live, what coverage you’ve chosen, who ...

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